For lenders

Bank Statement Converter for Lenders

Underwriting runs on applicant cash flow, but applicants submit it as PDFs. Convert statements into a consistent transaction schema — dates, amounts, balances, confidence — ready for affordability analysis, either one file at a time or programmatically through the API.

Drop your bank statement here

PDF, JPG or PNG · up to 25 MB

No signup required · Files deleted after processing · How files are handled

Works with statements from 1,000+ banks

Structured data for credit decisions

Income regularity, expense patterns, balance trends and overdraft events all fall out of a clean transaction ledger. Extraction includes the running balance and validates it against amounts, so gaps and tampered pages surface as validation failures rather than passing silently into a decision.

  • Signed amounts ready for cash-flow aggregation
  • Balance chain validation as a document integrity signal
  • Per-row confidence to route low-quality scans to manual review

Scale with the API

Start in the browser during evaluation, then move to POST /v1/statements for production volume. Webhooks deliver completed extractions to your decisioning system, and per-key usage limits map to plan volumes.

Frequently asked questions

Can extraction detect edited statements?
Balance validation flags ledgers whose running balances don't reconcile with amounts — a strong signal for manual review, though not a substitute for fraud tooling.
Is there an API for high volume?
Yes — Professional and Business plans include API access; Enterprise adds custom volume and SLA.

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